But generally, you’ll have to wait a week or more to receive your card.įinally, note that most card issuers exclude some purchases from the minimum spending threshold. For certain issuers, you can request expedited delivery of your card, while others may provide a virtual number upon approval. Third, understand that the period for meeting the minimum spending requirement begins when you are approved for the card, not when you receive the card in the mail. If you have questions about your progress toward reaching a card’s minimum spending requirements for a bonus, call the number on the back of your card and ask. After all, most cards restrict who can earn a bonus and the types of purchases that count toward the required minimum spending.
Second, make sure to read the fine print regarding eligibility for the sign-up bonus or welcome offer. (Photo by Orli Friedman/The Points Guy)īefore I introduce ways to meet the minimum spending threshold on your new card, let’s go through four critical points.įirst, note that paying the card’s annual fee usually does not count toward the required minimum spending amount. There are several things to understand about meeting the minimum spending requirements and earning the bonus on your new card.
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